Kate Ainley – 1979-05-05

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Client Details

Client's Email Address: Kate.Ainley@hcacademytrust.education
Client's Telephone Number: 07901848407
Where did the client hear about us?: Your place of work
Where did you hear about us, other?: HCAT
Fact Find Video Views: 16/07/2021 11:09:05 pm
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Personal (step 1)

What are your questions or concerns about your financial future?
Do you have any dreams for the future which you might need to plan for?:
Having worked abroad for 2 years I would like to know if it is worth purchasing additional pension to make up for this.
What is your first name?: Kate
What is your surname?: Ainley
What is your date of birth?: 05/05/1979
Do you have a partner?: yes
What is your partner's first name?: Tom
What is your partner's surname?: Ainley
What is your partner's date of birth?: 14/03/1984
Do you have any financial dependants?: yes
Type Name DOB
child George 13/11/2011
child Ella 03/04/2015

Assets & Liabilities (step 2)

Do you have any savings or investments?: yes
How much do you have in cash based accounts?: 10,000
Are you saving into your cash based accounts regularly?: yes
How much are you saving into your cash based accounts per month?: 800
How much do you have in investment based accounts?: 0
Are you saving into your investment based accounts regularly?: no
Do you have a partner?: yes
Does your partner have any savings or investments?: no
At what age would you like to retire?: 55
Do you have any pensions savings other than your current employer scheme?: no
At what age would your partner like to retire?: 55
Does your partner have any pensions savings other than their current employer scheme?: no
Do you own your own home?: yes
What is the value of your home?: £220000
Do you have a mortgage on this property?: yes
What type of mortgage do you have?: capital_repayment
What is the outstanding amount?: 58000
How long is left on the mortgage?: 8
What are your monthly repayments?: 600
What is the interest rate?: 1.79
Do you have any other mortgages?: yes
What type of mortgage do you have?: capital_repayment
What is the outstanding amount?: 25000
How long is left on the mortgage?: 8
What are your monthly repayments?: 330
What is the interest rate?: 2.5
Do you have any loans, including credit cards or car finance?: no
Do you have any protection policies other than the provision provided by your employer (if applicable)?: no

Income (step 3)

Which of the following do you have?: employment
What is your annual salary?: 43080
How many months would you continue to be paid by your employer in the event of accident or sickness?: 12
Would this be full or reduced pay?: reduced
What % of your full pay would you receive?: 50 after 6 months full
What Death in Service benefits do you have as a multiple of salary?: 4x
Are you a member of your company pension scheme?: yes
Which type of company pension do you have?: db
Expected retirement benefit - lump sum: 24022
Expected retirement benefit - annual income: 8007
Do you have a partner?: yes
Which of the following does your partner have?: selfemployment
What is your partner's net profit?: 9000
Do you have any other sources of income?: yes
Income Source Annual Income
rent 4800

Expenditure (step 4)

Do you have a partner?: yes
Do you want to fill out a detailed expenditure questionnaire or would you prefer to put in a total monthly figure?: total
What is your total monthly expenditure?: 2000
How much money do you have left at the end of the month?: 1000

Fact Find Steps

Current Step: 5
Fact Find Completed Date: 17/06/2021 06:31:10 pm
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Employee Video Code

Current code: HCAT

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