Olivia Walker – 1988-12-28

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Client Details

Client's Email Address: olivia_katie_walker@hotmail.co.uk
Client's Telephone Number: 07811251561
Where did the client hear about us?: Your place of work
Where did you hear about us, other?: Galaxy Insulation & Dry Lining Ltd
Fact Find Video Views: 15/06/2021 02:12:09 pm, 17/06/2021 01:42:30 pm
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Personal (step 1)

What are your questions or concerns about your financial future?
Do you have any dreams for the future which you might need to plan for?:
To retire early but still have a similar house hold income to what we have now. Our plan is to have several buy to let properties which we plan to start in the next 3 years.
What is your first name?: Olivia
What is your surname?: Walker
What is your date of birth?: 28/12/1988
Do you have a partner?: yes
What is your partner's first name?: Ian
What is your partner's surname?: Nelson
What is your partner's date of birth?: 25/07/1981
Do you have any financial dependants?: no

Assets & Liabilities (step 2)

Do you have any savings or investments?: yes
How much do you have in cash based accounts?: 4000
Are you saving into your cash based accounts regularly?: yes
How much are you saving into your cash based accounts per month?: 1250
How much do you have in investment based accounts?: 0
Are you saving into your investment based accounts regularly?: no
Do you have a partner?: yes
Does your partner have any savings or investments?: yes
How much does your partner have in cash based accounts?: 9000
Is your partner saving into your cash based accounts regularly?: yes
How much is your partner saving into your cash based accounts per month?: 800
How much does your partner have in investment based accounts?: 0
Is your partner saving into their investment based accounts regularly?: no
At what age would you like to retire?: 55
Do you have any pensions savings other than your current employer scheme?: yes
At what age would your partner like to retire?: 64
Does your partner have any pensions savings other than their current employer scheme?: yes
Do you own your own home?: yes
What is the value of your home?: 240000
Do you have a mortgage on this property?: yes
What type of mortgage do you have?: capital_repayment
What is the outstanding amount?: 152000
How long is left on the mortgage?: 18
What are your monthly repayments?: 845
What is the interest rate?: 2.5
Do you have any other mortgages?: no
Do you have any loans, including credit cards or car finance?: yes
Amount Time Remaining Monthly Repayment Interest Rate Type
1200 1 229 Additional Mortgage
Please tell us details (what it is and estimated value) of any other assets you have that you think may be of value?: 2 Cars 6000 3 Bikes 7000
Do you have any protection policies other than the provision provided by your employer (if applicable)?: yes
Which product? Policy info Who does the policy cover? Policy Beneficiary Policy Amount What is the monthly income payable in the event of a claim? When would this income start in the event of a claim? When does the policy end? What is the current value? What is the monthly premium? Is it linked to a mortgage? CIC included?
term_assurance Death Partner 170000 01/07/2046 23 no no

Income (step 3)

Which of the following do you have?: employment
What is your annual salary?: 46000
How many months would you continue to be paid by your employer in the event of accident or sickness?: 0
Would this be full or reduced pay?: reduced
What % of your full pay would you receive?: 0
What Death in Service benefits do you have as a multiple of salary?: 5x
Are you a member of your company pension scheme?: yes
Which type of company pension do you have?: dc
What is the value of your company pension pot?: 2600
What percentage of your salary are you contributing on a monthly basis?: 10
What percentage of your salary is your employer contributing on a monthly basis?: 4
Do you have a partner?: yes
Which of the following does your partner have?: employment
What is your partner's annual salary?: 42000
How many months would your partner continue to be paid by their employer in the event of accident or sickness?: 0
Would this be full or reduced pay?: reduced
What % of their full pay would your partner receive?: 0
What Death in Service benefits does your partner have as a multiple of salary?: 0x
Is your partner a member of a company pension scheme?: yes
Which type of company pension does your partner have?: dc
What is the value of your partner's company pension pot?: 1960
What percentage of your partner's salary is being contributed on a monthly basis?: 5
What percentage of your partner's salary is their employer contributing on a monthly basis?: 3
Do you have any other sources of income?: no

Expenditure (step 4)

Do you have a partner?: yes
Do you want to fill out a detailed expenditure questionnaire or would you prefer to put in a total monthly figure?: detailed
Housekeeping: 745
Children: 0
Personal: 700
Motoring: 310
Other: 140
How much money do you have left at the end of the month?: 0
Is there anything else you would like to tell us, or any other questions you would like to have answered?: Some information I need to double check through e.g. interest rates, pension pots & life insurance details. Also in the how much is left I've put it as 0.00 because the remainder goes into savings or should the savings amount be put in here?

Fact Find Steps

Current Step: 5
Fact Find Completed Date: 03/06/2021 07:42:47 pm
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Employee Video Code

Current code: Galaxy Insulation

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